Top 5 ways to invest money in India [2020] - IncomeNonstop %

How much you would have made if you would have invested a hundred thousand dollars in Google. When it was just getting started. That's exactly what David Chariton did and today his net worth is over 6 billion dollars. And here the ways to invest money in India from that making a lively hood can be easy. That's probably one of the best investments ever! However, not everyone gets such a chance to become a billionaire.

Not everyone has an extra hundred grand to throw it at another startup. Nonetheless, and there are endless number of opportunities all around.1700 people just in the US are becoming millionaires every single day. And if you want to be one of them, you have to start from somewhere. But here is the problem 40 percent of Americans can’t even cover unexpected thousand dollar bill. Because they are just living paycheck to paycheck, so most people can’t even pull out a thousand dollars to invest.

But a hundred bucks! Easy! Almost everyone can afford that. However, it seems like you can’t do much with it. Since even for example a single apple stock costs twice that amount. I am not even talking about amazon or google. Even index funds are not an option. How much do you think a hundred bucks over 40 years with 8 percent returns would amount? Just a little over $ 2100 ($2172). But don’t worry, because there are actually legit great ways to invest money in India even as little as a hundred bucks. That I have used and will share with you here. So let's start with the first one.

Number 1, Start a business.

I know that it sounds cliche because to start a business, it seems like you clearly need much more money to invest in India than a hundred bucks. But believe or not, there are actually a handful number of businesses you can start with as little as a hundred bucks. The problem is that, we imagine big businesses and ignore all the small ones that are much easier to start. You can buy a Lawn Mowers for a hundred bucks for example, and start a side business cutting your neighbor's grass. The most successful ones started with almost nothing.

So there are lots of ideas too, how about to start sharing them with the world. Let's see how that goes. There are endless number of online businesses that do not require a lot of capital. Let's say you are good at playing a guitar or violin, you can find someone who can help you with shooting and editing it for as little as a hundred bucks. Turn it into an online course and sell it online.

And the great part about it is that, you don’t even need a website because right now there are multiple great platforms to sell courses for free! And if it turns out to be successful, you can slowly turn it into a legitimate business. You can easily earn your money and make much more. We are lucky to be live in this age, because no matter where you are in the world, pretty much everyone has internet. So this is probably a great option for most people.

Related: how to become a Billionaire from Scratch.

Number 2, Trade some stocks

ways to invest money in IndiaA lot of people keep watching videos or read about the stock market, hoping to start investing one day. If you haven’t bought a single stock, the world of the stock market is probably quite ambitious to you. When you actually get in and start, a lot of things start getting clear. Reading and watching videos about the stock market is one thing and investing or trading is something else. What seems so obvious in theory isn’t that easy in practice. When you buy a stock and it goes down right in front of your eyes, you get emotional, your brain stops working and your emotions get in charge, all that will be in your mind is to minimize losses.

That's when you really learn. The point isn’t to turn that 100 bucks into a thousand, but to experience the market. Because when you are trading with real money, you will be much more careful and cautious. Since your money is at stake. It's actually fun to look for the right company to throw your money in. You will read about many different companies, analyze their financial statements, figure out if their price is undervalued or overvalued and then make up your mind if this company worth your money or not. This experience totally worth it even if you lose a hundred bucks. In fact, if you decide to invest a larger amount, you will at least know how the market works.

Also read:

Number 3, Invest In books

ways to invest money in India
I grew up watching my parents live paycheck to paycheck, and struggle financially. And I promised myself that when I grow up, I am not going to live like that. But the problem was that, I didn’t know how to do that. My parents told me that if I keep getting good grades, I will find a good job when I grow up and I won’t have to worry about money. But at some point, I started reading books outside the school and accidentally came across rich dad poor dad and that’s where the magic happened. I was introduced to the world of money and to be honest I was shocked about how little I knew about money even though I use it every day.

You probably have heard this a million times, but the moment you make that shift in your mentality. Your perspective changes, and you will start making different decisions that will slowly lead you to financial independence. A lot of people watch a video or two on YouTube and then they think that they are financial gurus. Let me ask you something, how many videos you have watched for the past week. Dozens if not hundreds, because YouTube is entertainment, you might learn a thing or two, but it’s not going to stick like when you read a book, because usually it takes you a couple of days if not weeks to finish a single book and by then these ideas will be embodied in you.

Related: 13 jobs to become a Millionaire.

Number 4, Buy and sell something

ways to invest money in IndiaA lot of people don’t have even basic business experience. They are so drained into the system where they haven’t made a single penny outside their job. So, when you tell them to start a business, they keep postponing it because it’s a strange world for them. But Business is all about selling and most businesses do not even build their products but rather just buy low and sell high. The grocery store besides your house for example they do not produce what they sell. They have a supplier. The process of business is simpler than you think but quite difficult to implement.

The good news is that you don’t have to spend big and open your store to learn that, you can just go to eBay and find something that you can resell to your neighbors for example for a slightly higher price. That experience will improve your social skills, analytical skills and negotiating skills. You might not make a lot of money out by buying and selling with a hundred bucks. However, you will learn much more than you will do with a 4-year degree in business. You will have to analyze the market, who would be your potential consumers, what would be the appropriate price, how to deal with your clients and on and on. In fact, there are actually people who make a living out of these. But if you think that’s not for you, here is another idea.

Related: [2020] Top Marketing Strategy with examples.

Number 5, learn a valuable skill

ways to invest money in IndiaWhat you can also do is to use that hundred bucks to learn a skill that will earn much more later on. This is probably the best option if you are struggling financially or looking for a side hustle. You can invest in a social media course, every business is now looking for someone who actually understands how these algorithms work. Or you can learn graphic designing, copy writing, web designing. There are endless number of online opportunities.

Of course, you can find free materials, even on YouTube, so why buy a course. Usually, the free stuff isn’t as good as paid courses. They are better organized and after taking the entire course, you feel like you actually learnt the skill, compare to the free stuff where you have to keep searching for everything separately. And secondly, once you pay for something, you feel obligated to take that course, because you just spend a hundred bucks in fact. It will probably motivate to take action after taking the course to earn back the money to invest in India that you spent on the course.


A hundred bucks isn’t a lot of money to invest in India, and you can’t do much with it. So all the options we discussed above are more about educating yourself. Stepping up your business and analytical skills and getting valuable experience. That will pay back in the long run. But now, it's your turn. How or where would you invest your first hundred bucks?